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Car insurance

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As you know I hit another car reversing, now my insurance is up for renewal and quotes I've had are between 550 and 700 quid.

I have done a quote, with my car being at my parent's address, my dad insuring it with me as an additional driver but the main driver on the insurance. Is this legal? I will obviously be paying this, but it only came to £280 which is more than half the price!

I know I won't get NCB, is it worth paying the extra now as in me insuring it, or go the other way?

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1 minute ago, Thomas Shelby said:

I don't think you can be the main driver as an additional.

Should have gone to Specsavers.

You can, I did it on compare the market and it gives you the option to say who's the main driver. 

I've decided i'm just going to do it normally. 

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